Barn Bumper Pad

There are a wide variety of after market accessories you can use to make your ride just a bit quicker. But what if you want to go more than just a bit quicker? What if you really want to fly? Why, just supercharge it!

The engine in your car is an internal combustion mechanism. It requires a couple of things to work - oxygen, fuel and a little old spark to get things burning. If you can add more of the fuel or oxygen, you can really deliver some serious power to the ground. This is the very idea behind a supercharger.

What is a supercharger? It is a device used to crank up the volume of oxygen being delivered in an engine. It works by increasing the amount air in the compression chamber. There are different ways of doing this, but the general idea is to create a forced air induction system. When more air is pushed into the compression chamber, it allows the engine to burn the fuel more efficiently. This creates more bang, which is translated into more power through the drivetrain.

There are two general types of superchargers on the market. A positive displacement version provides consistent power through the range of RPMs and speed by providing the same amount of forced air at each cylinder turn. The second version of the supercharger is the dynamic compressor. These compressors work by speeding up and slowing down air to create added pressure. The pressure is then transferred to the firing chamber, amplifying the total power. The dynamic compressor tends to provide a lot of power at higher speeds, but not as much at lower ones.

Are there any downsides to using a supercharger? Everything has a potential downside! With superchargers, it tends to come in three areas. First, you are going to use a lot more fuel. Second, the process is going to create a lot more heat which is the enemy of any engine. Third, the cranked up power is going to put additional stress on parts throughout the drivetrain. If any are older or weak, they may fail and that can mean costly repairs.

So, what does all this mean for the performance of your car? Well, it depends obviously on the set up you go with. In general, a supercharger will increase the performance of your engine by between 50 and 100 percent. It is an absolute blast to feel that power hit the road as your body is sucked back into the seat.

Dirk Gibson writes for DCJAutoParts.com - your central hub for car parts online.

Low rate home equity loans are an attractive option for millions of Americans. Home equity loans are based on the equity or value you have in your home. Your home is used as collateral for the loan. If you are just hearing about this option, or are considering it, here are some common questions and answers:

1. Why are these loans so attractive?

The most common reasons are as follows: low rate home equity loans are a good way to lower your debt interest rate; they are also a wonderful way to finance a new car or home repairs at a lower interest rate; they also can provide cash for starting up a new business. Some parents even take out these loans to help finance their child's college education or pay medical or dental bills.

2. What are the advantages of a low rate home equity loan?

The biggest advantage is a lower interest rate, which could save you thousands of dollars. Also, the interest on a home equity loan is tax deductible, unlike credit card interest or other loans. Of course, you should see your tax professional or advisor for the exact details, but this could potentially save you a lot of money.

3. Are there any disadvantages?

A home equity loan is using your home as collateral. This means if you default on your payments (translation: don't make your payments), you may possibly lose your home. Obviously, you want to make sure you make your payments on time every month. Another disadvantage is the fact that you reduce the amount of equity or ownership you have in your home; instead you are trading that for the cash you need right away.

4. What will a loan cost me?

First, you will pay an interest rate. To get the best rate, you will want to shop around and compare a few different reputable lenders. The rate may be partially based on your credit score. Also, you will pay closing costs on the loan. Closing costs include items like lawyer's fees, appraisal fees, credit report fees, and application fees. Generally speaking, closing costs may range anywhere from 2-6% of the amount of the loan.

5. What steps should I take after getting a low rate home equity loan?

Be sure to keep good records. Put all your paperwork in a safe place. Keep accurate information of your payments. Most importantly, make your payments on time.

Julie Zorgo is a mother who is passionate about helping women eliminate debt and live financially stable lives. She manages the website http://www.moms-living-debt-free.com